The Street Articles

 What is an anti-aging secret that not many people know about? This is not a secret, but it is something a lot of people don't know about. I am sure in the future more people will pay attention to this particular “tip”. If you want to age well, reduce sugar consumption. You must be wondering, how is sugar connected to aging at all? Here’s how: sugar has been proven to be responsible for the creation of AGEs (Advanced Glycation End Products) when it binds to proteins. AGEs are key players in skin aging. AGEs don’t just float around in our bodies. We have specific receptors called RAGE that receive them. The activation of these receptors triggers oxidative stress and inflammation. Guess what? We have RAGE receptors in our dermis! AGEs affect the removal of old collagen from the skin; in fact, glycated collagen leads to a decreased transformation of collagen III fibers into collagen I. Decreased collagen turnout is responsible for the loss of elasticity and wrinkles’ formation. Avoidi

  KUALA LUMPUR: Perjanjian bagi pembelian 12.8 juta dos vaksin COVID-19 daripada syarikat farmaseutikal, Pfizer Inc akan terbatal jika vaksin itu gagal didaftarkan dengan Pentadbiran Makanan dan Ubat-ubatan Amerika Syarikat (FDA) dan Bahagian Regulatori Farmasi Negara (NPRA) Kementerian Kesihatan.  Perkara itu dimaklumkan Ketua Pengarah Kesihatan, Tan Sri Dr Noor Hisham Abdullah menerusi Twitter, hari ini.  Ia susulan pengumuman Perdana Menteri, Tan Sri Muhyiddin Yassin semalam bahawa Malaysia sudah memeterai dua perjanjian yang memberi jaminan untuk negara mendapatkan bekalan vaksin COVID-19 bagi menampung keperluan imunisasi 30 peratus rakyat.  Ia termasuk perjanjian dengan Pfizer Inc yang berpangkalan di Amerika Syarikat (AS) yang dimeterai pada 24 November lalu membabitkan bekalan 12.8 juta dos vaksin untuk 20 peratus atau 6.4 juta rakyat.  Perdana Menteri turut menegaskan, syarikat itu bagaimanapun masih perlu mendapatkan kelulusan FDA dan NPRA sebelum vaksin berkenaan boleh digun

 KUALA LUMPUR: The Employees Provident Fund's (EPF) i-Sinar facility is now accessible to all members who have lost their jobs, given unpaid leave, or have no source of income. Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz told the Dewan Rakyat today that the decision to widen eligibility for withdrawals was made after a meeting with EPF this morning. "Whether you have lost your job or experienced pay cuts; whether your do formal work or are self-employed; whether you are an active member or not, you can apply for the i-Sinar facility. "From the two million eligible members before this, now more than eight million members will be eligible," he said during his winding-up speech on the 2021 Budget in Parliament today. Zafrul said the maximum eligible withdrawal amount has also been increased from RM9,000 to RM10,000. "Members can apply for this online, or go to an EPF office. Just show proof of job loss or pay cuts." During the tabling of the 2021 Budg

  PETALING JAYA: Beginning Dec 14, employers can submit their employee's EPF applications to maintain the statutory contribution rate for employees at 11%. "All submissions for this purpose are to be done via the i-Akaun (Employer) portal only. This is in line with the EPF’s efforts to ensure physical distancing and minimise face-to-face interactions to prevent the spread of Covid-19," EPF said in a statement on Saturday (Nov 28). EPF said that it is limiting employers from coming to its branches, as well as restricting officer visits to employer premises. "Employers can only be at EPF branches for the purpose of employer registration with an appointment made via Janji Temu Online. "Payment for monthly EPF contributions, as well as Late Payment Charges & Dividend, can be done via i-Akaun (Employer), Internet banking, and appointed bank agent counters," it said. For other matters including advisory services and account management, EPF said employers can

 Here are some Investing and Economic insights: Bonds are a form of debt. It is a loan from investor to a company or government. So, bond investors are paid interest. The Islamic equivalent of bonds are called sukuk. Sukuk form a large chunk of the Malaysian bond market. As at end-October 2020, 63.5% of the Malaysian total bond market size of close to RM1.6 trillion1 were sukuk. Why do government issue bonds / sukuk? Government issue bonds / sukuk to raise money for development expenditures, working capitals and to promote the growth of the country. Malaysian Government Securities (MGS) and Government Investment Issues (GII), which are long-term bonds, are issued by the Malaysian government to raise money for development expenditures. Meanwhile, Malaysian Treasury Bills (MTB) and Malaysian Islamic Treasury Bills (MITB) are short-term bonds issued to meet the government’s working capital requirements. Why do companies issue bonds / sukuk? Companies issue bonds or sukuk to raise money to

 Scrambled, poached, or boiled, eggs are a popular breakfast food the world over. Yet the health benefits of the humble egg might not be all they’re cracked up to be as new research from the University of South Australia shows that excess egg consumption can increase your risk of diabetes. Conducted in partnership with the China Medical University, and Qatar University, the longitudinal study (1991 to 2009) is the first to assess egg consumption in a large sample of Chinese adults. It found that people who regularly consumed one or more eggs per day (equivalent to 50 grams) increased their risk of diabetes by 60 percent. With the prevalence of diabetes in China now exceeding 11 percent — above that of the global average of 8.5 percent — diabetes has become a serious public health concern. The economic impact of diabetes is also significant, accounting for 10 percent of global health expenditure (USD $760 billion). In China, diabetes-related costs have exceeded USD $109 billion. Epidemi

Article from: https://www.scmp.com/ 11 Nov 2020 How green jackfruit flour can help with type 2 diabetes, and reduce cancer patients’ side effects from chemotherapy Green jackfruit flour has a low glycaemic index, is high in fibre and cheap to produce It has been shown to reduce blood glucose levels and reduce side effects of chemotherapy James Joseph with his green jackfruit 365 flour, which helps lower blood sugar in type 2 diabetics and reduces the side effects of chemotherapy. Photo: courtesy of James Joseph For Susan Eapen, a diabetic since 2008, managing blood sugar levels was a constant challenge. She tried the low-carb, high-fat keto diet, but gave it up after having dizzy spells. She cut down on her carbohydrate intake – using almond flour instead of wheat flour – and supplemented meals with eggs and vegetables. But preparing a daily meal tailored for her own needs was not easy. “I found it exhausting to put in extra effort to make something for me,” said the retired banker fro

 KUALA LUMPUR, Nov 3 — Touched by the suffering of Sabahan due to the Covid-19 pandemic, Malaysian fans of K-pop superstars BTS have come together to raise funds for them. The fans, who call themselves Army, managed to raise some RM20,000 after the call for donations was made via social media. According to one of the organisers Nur Amarlyna Najua Zainuri, she managed to raise RM9,000 that were later distributed to non-governmental organisations in Sabah. “Recently, I saw a video of an uncle in Sabah who was chasing a boat as he has no food. I pitied him and started reading up on the situation there.” “Initially, I wanted to raise money from among friends but when others found out about the fundraising, they too wanted to chip in,” she said. Speaking to Malay portal mStar, Amarlyna said she managed to raise the sum in a week. The 28-year-old manufacturing executive said their fundraising effort was a reflection of the social work done by BTS globally. Aware of negative perceptions cast

Kuala Lumpur : Penyanyi Drama Band, Aepul Roza menyifatkan nyanyian bakat baharu, Nuha Bahrin yang bertanding dalam program Vokal Mania, Ahad lalu umpama dia sedang bermain gimnastik dan akrobatik di gelanggang yang salah. Aepul ketika dihubungi berkata, dia berasa wajar untuk tampil memberi teguran kepada Nuha supaya penyanyi itu boleh memperbaiki kesilapan untuk menjadi penyanyi yang bagus pada masa depan.  "Macam gimnastik saya dengar dia buat (menyanyi) lagu itu. Jadi, kalau tidak ditegur sekarang apa yang berlaku depan mata, bagi saya ini satu tanggungjawab. Sebagai pemain pentas, kita selaku penyanyi kena utamakan penonton kerana mereka adalah segalanya. "Kita kena sampaikan cerita dalam sebuah lagu itu melalui rasa. Ia tidak semestinya kita kena menyanyi notasi yang tepat, hebat dan susah, baru cerita dalam lagu itu dapat disampaikan," katanya kepada Harian Metro. Menurut Aepul, dia sendiri jarang menukar notasi dari susunan muzik asal sehingga jalan cerita lagi i

It’s commonly said that it takes money to make money. That is effectively true – those who live payslip to payslip with no spare cash have little to re-invest or save for emergency. However, if you take the time to re-evaluate your finances, you’ll realise that setting aside even the smallest of Ringgit amounts can add up over a lifetime.  Remember these 3 numbers – 50/30/20  It’s simple in principle and practice:  Use up to 50% of your income for what you need  Allow for up to 30% to spend on the fun stuff  Save 20% for emergency, invest or your savings goal.  These numbers aren’t necessarily fixed; however, they provide a strong foundation for building healthy financial habits to help you to set your workable ratio based life condition to achieve your financial goals.  Pay yourself first  When you get your paycheck, many people make the mistake of spending first, and then saving what is left over. The problem with this is that it doesn’t guarantee any savings; your savings become dep

 What is My Finance? Need an easier way to understand your finances? My Finance is a free-to-use feature within the Raiz app. It provides you with personalised insights and notifications on how you are spending. Spending is the other side of the equation when it comes to saving so by spending less, you can potentially save more…. Keeping a handle on how spending can help you meet your savings goals 🙂 In addition, we have harnessed machine learning & artificial intelligence into the feature so that it will provide you with tips & insights relevant to you – about your spending habits and where you may have saving opportunities. How it works To use My Finance, please make sure you link up your spending accounts as this is how My Finance will be able to provide you personalised insights. The more up to date your My Finance is with categorised spends and linked accounts, the more accurate this will be. Check out ‘Uncategorised’ tab in My Finance Check out the ‘Uncategorised’ tab wi

 It’s more important than ever to have emergency savings. Let’s do it. How much do you need? It’s important to build up an emergency savings fund to prepare for the unexpected, whether that’s your car breaking down or a drop in income. A rough guide for the ideal sum to have saved is the amount you’d need to cover three months’ essential outgoings. So, if you spend RM1,500 a month on mortgage or rent, food, bills and other things you can’t live without, aim for RM4,500 in emergency savings. But if this figure seems unrealistic, don’t be daunted by it. Even having just a small amount saved can help you avoid taking on debt if you face unexpected costs. How much can you save? Work out how much you can afford to save each month. Go through your income and spending, there are many useful budget planners in app store (just search for “budget planner” for example). See where you can cut back like if you can save on bills, for example, could you cut the cost of your phone bill by switching pr

To keep it simple, imagine you are selling products from home but all the logistics and inventory are managed by someone else for free. You don’t even have to touch the goods to sell them! All the packaging and shipping duties (as well as costs) will be handled by your supplier. Sounds too good to be true? Well, fortunately, there is a time-tested business model built around this idea and proven to be more than reliable. These are the core principles of the so-called dropshipping business model. Dropshipping means you simply set up your online store, fill it with the information on the products you’d like to sell from home, and transfer the incoming orders to the original product supplier. It’s that easy. As we said, your supplier manages the orders and ships them out directly to your customers. Starting with the essentials, of course, you need an idea. Your business will revolve around your idea of what products you choose to sell, what approach you’d take to market your products, and

More than 1.8 billion people visit Facebook every day. It is a great media to reach your targeted customers and build your brand strategies easily. Facebook allows cheaper marketing strategies compared to any other platforms making it easier for users to sell their product and popularize their brands online. This could be a better option for any moderate or beginners in business to make their product visible in the market. And most importantly, Selling products on Facebook provides a low cost & flexible options when it comes to costing & maintenance. Facebook not only allows you to post content but let you upload videos and images and tag them to your targeted customers. A great picture is worth thousands of words and can represent the value of your product or service effectively. Facebook provides a wonderful platform to showcase your products & services through images & other multimedia, which greatly attracts prospect customers & clients. Facebook let you share a

That depends on the type of business and how much you make a year. Let's say it makes 150k you will need an LLC to your taxes are higher because you have to pay State and federal depending on your states tax system. Internet is different than local brick an mortar store. You could get by on filing just a 1099 also keep all receipts if you make good you could start selling on Amazon they give a 1099 for the first 20k or 200 items Sold.

She grabbed a pair of scissors and began to scrape the wax off her apple. I was super confused watching the white solid parts, crumble on her lap. The story goes like this… Once apples are picked, they are washed, ready for the supermarkets. This process removes the natural wax of an apple. Since the waxy layer prevents moisture in the apple from escaping, this also shortens the storage time for the apple. Because of this, the apple is sprayed with a thin layer of wax to prevent the apple from drying up and being attacked by fungi. The wax layer also makes the apple look more appealing, ready to be sold in supermarkets. Next time you pick up an apple, try it! By Aishah Hannan | www.quora.com

What happens to you when you don’t get any sunlight for a month straight? I actually went without sunlight for a month. I traveled at night and was indoors and never went out. After a couple of weeks without sun my eyes got extremely dilated: It’s normal for me to get migraines as it runs in the family, but I got them more often than I usually did. I have pretty light skin as it is so no change there. When I did see sunlight for the first time in a month my eyes burned like crazy. They also got watery for a bit, but after a few minutes they adjusted. What I’m guessing happened is my pupils got really tiny: and they weren’t used to that. I had to walk with my back to the sun as my eyes adjusted because looking in the general direction of the sun was brutal. Also a side note to add was my motion sickness was worse than usual because I wasn’t in a moving vehicle and I was on the verge of puking when we got to the store. I had something to eat to help settle my stomach, but seeing the sunl

The only way to change the direction of rotation of a 3-phase (induction) motor is to change the incoming phase sequence. This can be done by swapping any two of the incoming three-phase lines. If you are sure you haven’t done this, either at the input or output of the starter, or at the motor terminal box, then it may be that someone else has done this upstream.  Has anyone done any work on an upstream switchboard? Has someone been changing or upgrading any wiring? Are there any other three-phase loads that are behaving differently? It may be that they have reconnected your circuit with transposed lines. So if it is important for you to find out, it is time for some detective work! Source: Ian McKenzie www.quora.com

Muhyiddin and his team has been very focussed on overcoming the COVID-19 threat and they have succeeded. As of now, we are well of the way to recovery with more than 90% of COVID-19 patients cured and our economic recovery has started. With our major trading partners also open for business, I think there is a chance that Malaysia will achieve some small economic growth this year while many other countries go into recession. Meanwhile, PH is still playing their favourite game: “who should be the next PM?” Is it Mahathir? Is it Anwar? Should Anwar be PM with Mukhris as Deputy PM? Should Mahathir be PM with Anwar as DPM for 6 months, then Anwar becomes PM with Mukhriz as DPM? They have been so absorbed with this game even while being the government that they hardly achieved anything. Under PH, GDP growth dropped, even without COVID-19. Stock market indices dropped. FDI dropped. The Ringgit dropped relative to USD. Source: Ridzwan Abdul Rahman www.quora.com

Because of an annoying thing called “power factor”. AC power is an alternating sine wave (or some other repeating wave form that hopefully resembles a sine wave to some degree or another). As a waveform, AC has both a frequency and, critically to this discussion, a phase, which in this case refers to how much the voltage component of the waveform either leads or lags the current component.  Purely resistive loads don’t affect phase: the voltage component remains in sync with the current component. However, reactive loads (those with either net capacitance or net inductance) affect phase, causing the voltage component to either lead (inductive loads) or lag (capacitive loads) the current component of the waveform.  This results in the true power being less than the product of the RMS voltage and the RMS current (which is called “apparent power”), precisely because the two components are out of phase. The difference between true power and apparent power is called “reactive power”, and th

Do you run an ecommerce business? Are you looking for the best things to sell in your online store? Do you want to know which products can always be in strong demand? Today we are going to talk about so-called ‘evergreen’ products – the ones that will be popular for the years to come and always. That’s why fasten your seatbelts, our travel across the best things to sell in your online store is about to start! Best things to sell in your online store: evergreen and trending products. We often refer to trending products as a perfect choice for your ecommerce business. And if dealing with trending products only, you should understand that this kind of product is extremely popular at the moment and, in practice, can let you make a fortune. However, as a rule, trending products are popular within a specific period of time: a season, a year, and so on. That’s why the team of AliDropship always keeps its clients informed of all the new trends you can benefit from when running your online sto

Are you an online store owner? Do you want to learn how to find products to sell online? Are you eager to know where to find only the most lucrative products for your business? If so, here is good news for you: we have prepared for you 3 best sources of best products to sell in your online store! In some cases, for you as an online store owner, it can be challenging to find the most promising products to sell online and benefit from. Actually, the selection of the products to sell in your online store is essential for your business. We can say for sure that it plays a crucial role in your business potential. In practice, the more promising products you add to your online store, the more successful and profitable your business is going to be. Isn’t that right? Well, how to find products to sell online? Are there any sources of cool and most lucrative products for your online store? In fact, there are some. And today we are going to play cards up. So we have prepared for you 3 ultimate w