The Street Articles

Pernah tertanya-tanya apa yang terjadi kepada wang anda setelah debit kad anda dicaj? Jom kita tengok apa terjadi di sebalik tabir! SEBELUM ITU, biar kami jelaskan bahawa anda hanya boleh melabur SELEPAS akaun anda telah disahkan. Untuk akaun anda disahkan, pastikan; Gambar kad pengenalan adalah jelas; dan Nombor bank akaun anda betul (dan ianya adalah akaun anda) Jika tidak, transaksi anda akan tertera sebagai “Pending”. Selepas akaun anda disahkan dan anda telah membuat deposit pertama; 1. Kad debit anda dicaj. Kami akan menerima wang anda pada hari bekerja yang berikutnya. Pada ketika ini, duit anda sudah ditolak, tetapi ianya masih dipegang oleh bank anda. Di dalam aplikasi Raiz anda, transaksi ini akan tertera sebagai “Processing” dalam skrin “Past”. 2. Pada pagi hari bekerja berikutnya, bank anda akan menghantar wang anda kepada Penjaga atau “Custodian”. “Custodian” bertanggungjawab untuk menjaga wang anda. 3. Raiz akan meminta “Custodian” untuk membeli unit amanah saham daripada

If you are looking for tips on how to grow the first RM10,000 or more in your savings, here are the seven smart ways you can invest and grow it. Read this article to find out. What would you do if you had RM10,000 in your savings right now? Some may splurge it on themselves or use it for their necessities, while others may stash it away for their own investments. Knowing how to manage that money is crucial, especially in this day and age where inflation, almost always, cuts through our money, making it harder for us to retain the value of our savings. In this article, we will explore the different ways you can invest and grow RM10,000. Following the announcement that contributors who are financially impacted by the pandemic could withdraw up to RM10,000 of savings from their Employees Provident Fund (EPF) Account 1, we were intrigued by what a person could actually invest in with RM10,000. Big disclaimer: we’re not advocating that you withdraw RM10,000 out of your EPF savings – what mo

DON'T BELIEVE EVERYTHING YOU READ You all know that cancer is a great threat to our life, but did you know that certain foods you eat every day will cause cancer? Here is a list of 21 cancer-causing foods you probably eat every day. 1. Canned Foods Most cans contain a chemical called bisphenol-A, or BPA which affects the way genes work inside the brain. So most canned foods are responsible for causing cancer. 2. Soda Pop Sodas, loaded with sugar, are a main cause of the nationwide obesity and can lead to inflammation, insulin resistance, and gastro-esophageal reflux disease. 3. Farmed Salmon Farmed salmon are fed on unnatural diets and can become contaminated with chemicals, antibiotics, pesticides, and other known carcinogens. 4. Microwave Popcorn Microwave popcorn bags contain perfluorooctanoic acid, a toxin linked to infertility in women and increases the risk of kidney, balder, liver, pancreas and testicular cancers. Most popcorns use soybean oil which can cause stomach problem

With the new year upon us, it’s easy to say “I will save more this year” but what you might not have brainstormed is “How can I save more this year? What are the practical ways to go about it?” The good news is that even small efforts can add up to big savings over time. No matter what you’re saving money for - whether it’s to reach a savings goal, pay off debt faster or plan ahead for a holiday or first home - these simple suggestions will help you get there faster. With 16 simple suggestions, there is surely at least one that would suit you and will help you stick to your goal or resolutions this year! Treat yourself to a birthday freebie. Most restaurants, if you tell them it’s your birthday, will give you a little something just for dining with them. The key is signing up to be a member early.  Raid your drawers for unused gift cards. If you probably won’t put them to good use, re-gift or sell them.  Cancel unused subscriptions for magazines, gym memberships, for example.  Turn off

  Around this time of the year, many people start to make resolutions – things they want to start doing or stop doing, to improve their life. It is not uncommon for saving and investing more to be in people’s top five resolutions.  Not sure what your new year’s money resolutions should be? Here are some ideas.   Commit to paying yourself first  When you get your paycheck, many people often spend first and then save what is left over. The problem with this is that it doesn’t guarantee any regular savings; your savings could become dependent on how much you spend each month (and often in an unplanned fashion).  In 2021, strategically pay yourself first by setting aside a fixed percentage of your income towards saving and investing (for example the 20% from your paycheck), and then spending with what is leftover.  If this is your resolution, then automation is your friend. You can set the money straight out of your spending account before you have a chance to spend it. Setting up a recurr