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Showing posts from November, 2020

What is an anti-aging secret?

 What is an anti-aging secret that not many people know about? This is not a secret, but it is something a lot of people don't know about. I am sure in the future more people will pay attention to this particular “tip”. If you want to age well, reduce sugar consumption. You must be wondering, how is sugar connected to aging at all? Here’s how: sugar has been proven to be responsible for the creation of AGEs (Advanced Glycation End Products) when it binds to proteins. AGEs are key players in skin aging. AGEs don’t just float around in our bodies. We have specific receptors called RAGE that receive them. The activation of these receptors triggers oxidative stress and inflammation. Guess what? We have RAGE receptors in our dermis! AGEs affect the removal of old collagen from the skin; in fact, glycated collagen leads to a decreased transformation of collagen III fibers into collagen I. Decreased collagen turnout is responsible for the loss of elasticity and wrinkles’ formation. Avoidi

Perjanjian dengan Pfizer terbatal jika gagal daftar FDA, NPRA

  KUALA LUMPUR: Perjanjian bagi pembelian 12.8 juta dos vaksin COVID-19 daripada syarikat farmaseutikal, Pfizer Inc akan terbatal jika vaksin itu gagal didaftarkan dengan Pentadbiran Makanan dan Ubat-ubatan Amerika Syarikat (FDA) dan Bahagian Regulatori Farmasi Negara (NPRA) Kementerian Kesihatan.  Perkara itu dimaklumkan Ketua Pengarah Kesihatan, Tan Sri Dr Noor Hisham Abdullah menerusi Twitter, hari ini.  Ia susulan pengumuman Perdana Menteri, Tan Sri Muhyiddin Yassin semalam bahawa Malaysia sudah memeterai dua perjanjian yang memberi jaminan untuk negara mendapatkan bekalan vaksin COVID-19 bagi menampung keperluan imunisasi 30 peratus rakyat.  Ia termasuk perjanjian dengan Pfizer Inc yang berpangkalan di Amerika Syarikat (AS) yang dimeterai pada 24 November lalu membabitkan bekalan 12.8 juta dos vaksin untuk 20 peratus atau 6.4 juta rakyat.  Perdana Menteri turut menegaskan, syarikat itu bagaimanapun masih perlu mendapatkan kelulusan FDA dan NPRA sebelum vaksin berkenaan boleh digun

Zafrul: i-Sinar facility now open to all EPF members in need of aid

 KUALA LUMPUR: The Employees Provident Fund's (EPF) i-Sinar facility is now accessible to all members who have lost their jobs, given unpaid leave, or have no source of income. Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz told the Dewan Rakyat today that the decision to widen eligibility for withdrawals was made after a meeting with EPF this morning. "Whether you have lost your job or experienced pay cuts; whether your do formal work or are self-employed; whether you are an active member or not, you can apply for the i-Sinar facility. "From the two million eligible members before this, now more than eight million members will be eligible," he said during his winding-up speech on the 2021 Budget in Parliament today. Zafrul said the maximum eligible withdrawal amount has also been increased from RM9,000 to RM10,000. "Members can apply for this online, or go to an EPF office. Just show proof of job loss or pay cuts." During the tabling of the 2021 Budg

Employers can submit employees' EPF applications to maintain statutory contribution on Dec 14 2020

  PETALING JAYA: Beginning Dec 14, employers can submit their employee's EPF applications to maintain the statutory contribution rate for employees at 11%. "All submissions for this purpose are to be done via the i-Akaun (Employer) portal only. This is in line with the EPF’s efforts to ensure physical distancing and minimise face-to-face interactions to prevent the spread of Covid-19," EPF said in a statement on Saturday (Nov 28). EPF said that it is limiting employers from coming to its branches, as well as restricting officer visits to employer premises. "Employers can only be at EPF branches for the purpose of employer registration with an appointment made via Janji Temu Online. "Payment for monthly EPF contributions, as well as Late Payment Charges & Dividend, can be done via i-Akaun (Employer), Internet banking, and appointed bank agent counters," it said. For other matters including advisory services and account management, EPF said employers can

Bonds – why are they issued?

 Here are some Investing and Economic insights: Bonds are a form of debt. It is a loan from investor to a company or government. So, bond investors are paid interest. The Islamic equivalent of bonds are called sukuk. Sukuk form a large chunk of the Malaysian bond market. As at end-October 2020, 63.5% of the Malaysian total bond market size of close to RM1.6 trillion1 were sukuk. Why do government issue bonds / sukuk? Government issue bonds / sukuk to raise money for development expenditures, working capitals and to promote the growth of the country. Malaysian Government Securities (MGS) and Government Investment Issues (GII), which are long-term bonds, are issued by the Malaysian government to raise money for development expenditures. Meanwhile, Malaysian Treasury Bills (MTB) and Malaysian Islamic Treasury Bills (MITB) are short-term bonds issued to meet the government’s working capital requirements. Why do companies issue bonds / sukuk? Companies issue bonds or sukuk to raise money to

HEALTH ALERT: Too Much Eggs Linked to Diabetes

 Scrambled, poached, or boiled, eggs are a popular breakfast food the world over. Yet the health benefits of the humble egg might not be all they’re cracked up to be as new research from the University of South Australia shows that excess egg consumption can increase your risk of diabetes. Conducted in partnership with the China Medical University, and Qatar University, the longitudinal study (1991 to 2009) is the first to assess egg consumption in a large sample of Chinese adults. It found that people who regularly consumed one or more eggs per day (equivalent to 50 grams) increased their risk of diabetes by 60 percent. With the prevalence of diabetes in China now exceeding 11 percent — above that of the global average of 8.5 percent — diabetes has become a serious public health concern. The economic impact of diabetes is also significant, accounting for 10 percent of global health expenditure (USD $760 billion). In China, diabetes-related costs have exceeded USD $109 billion. Epidemi

Can Green Jackfruit Help With Type 2 Diabetes?

Article from: https://www.scmp.com/ 11 Nov 2020 How green jackfruit flour can help with type 2 diabetes, and reduce cancer patients’ side effects from chemotherapy Green jackfruit flour has a low glycaemic index, is high in fibre and cheap to produce It has been shown to reduce blood glucose levels and reduce side effects of chemotherapy James Joseph with his green jackfruit 365 flour, which helps lower blood sugar in type 2 diabetics and reduces the side effects of chemotherapy. Photo: courtesy of James Joseph For Susan Eapen, a diabetic since 2008, managing blood sugar levels was a constant challenge. She tried the low-carb, high-fat keto diet, but gave it up after having dizzy spells. She cut down on her carbohydrate intake – using almond flour instead of wheat flour – and supplemented meals with eggs and vegetables. But preparing a daily meal tailored for her own needs was not easy. “I found it exhausting to put in extra effort to make something for me,” said the retired banker fro

BTS Army raises RM20k for Sabah

 KUALA LUMPUR, Nov 3 — Touched by the suffering of Sabahan due to the Covid-19 pandemic, Malaysian fans of K-pop superstars BTS have come together to raise funds for them. The fans, who call themselves Army, managed to raise some RM20,000 after the call for donations was made via social media. According to one of the organisers Nur Amarlyna Najua Zainuri, she managed to raise RM9,000 that were later distributed to non-governmental organisations in Sabah. “Recently, I saw a video of an uncle in Sabah who was chasing a boat as he has no food. I pitied him and started reading up on the situation there.” “Initially, I wanted to raise money from among friends but when others found out about the fundraising, they too wanted to chip in,” she said. Speaking to Malay portal mStar, Amarlyna said she managed to raise the sum in a week. The 28-year-old manufacturing executive said their fundraising effort was a reflection of the social work done by BTS globally. Aware of negative perceptions cast

Nuha macam main gimnastik di gelanggang salah

Kuala Lumpur : Penyanyi Drama Band, Aepul Roza menyifatkan nyanyian bakat baharu, Nuha Bahrin yang bertanding dalam program Vokal Mania, Ahad lalu umpama dia sedang bermain gimnastik dan akrobatik di gelanggang yang salah. Aepul ketika dihubungi berkata, dia berasa wajar untuk tampil memberi teguran kepada Nuha supaya penyanyi itu boleh memperbaiki kesilapan untuk menjadi penyanyi yang bagus pada masa depan.  "Macam gimnastik saya dengar dia buat (menyanyi) lagu itu. Jadi, kalau tidak ditegur sekarang apa yang berlaku depan mata, bagi saya ini satu tanggungjawab. Sebagai pemain pentas, kita selaku penyanyi kena utamakan penonton kerana mereka adalah segalanya. "Kita kena sampaikan cerita dalam sebuah lagu itu melalui rasa. Ia tidak semestinya kita kena menyanyi notasi yang tepat, hebat dan susah, baru cerita dalam lagu itu dapat disampaikan," katanya kepada Harian Metro. Menurut Aepul, dia sendiri jarang menukar notasi dari susunan muzik asal sehingga jalan cerita lagi i

3 Simple Budgeting Tips

It’s commonly said that it takes money to make money. That is effectively true – those who live payslip to payslip with no spare cash have little to re-invest or save for emergency. However, if you take the time to re-evaluate your finances, you’ll realise that setting aside even the smallest of Ringgit amounts can add up over a lifetime.  Remember these 3 numbers – 50/30/20  It’s simple in principle and practice:  Use up to 50% of your income for what you need  Allow for up to 30% to spend on the fun stuff  Save 20% for emergency, invest or your savings goal.  These numbers aren’t necessarily fixed; however, they provide a strong foundation for building healthy financial habits to help you to set your workable ratio based life condition to achieve your financial goals.  Pay yourself first  When you get your paycheck, many people make the mistake of spending first, and then saving what is left over. The problem with this is that it doesn’t guarantee any savings; your savings become dep